Financing Way and Risk Management of SMEs in the Economic Crisis——Take the SMEs in Wenzhou as the Example

“Wenzhou model” has created numerous miracles in the economic development in recent years. But under the restriction of multiple factors such as the financing problem, the “Go tide” phenomenon happened for the bosses of the SMEs in Wenzhou in 2011. This paper analyzed the internal and external reasons which hindered the development of the SMEs in Wenzhou and the risk factors of non-governmental financing, and explored the reasons that caused the crisis for the SMEs in Wenzhou. Then, the solutions were provided in this paper.