杜朝运. 福建发展农村长期护理保险助力乡村振兴的探索分析[J]. 台湾农业探索, 2024, 46(2): 16-21. DOI: 10.16006/j.cnki.twnt.2024.02.003
引用本文: 杜朝运. 福建发展农村长期护理保险助力乡村振兴的探索分析[J]. 台湾农业探索, 2024, 46(2): 16-21. DOI: 10.16006/j.cnki.twnt.2024.02.003
DU Chao-yun. Exploration and Analysis on the Development of Rural Long-term Care Insurance in Fujian to Assist Rural Revitalization[J]. TAIWAN AGRICULTURAL RESEARCH, 2024, 46(2): 16-21. DOI: 10.16006/j.cnki.twnt.2024.02.003
Citation: DU Chao-yun. Exploration and Analysis on the Development of Rural Long-term Care Insurance in Fujian to Assist Rural Revitalization[J]. TAIWAN AGRICULTURAL RESEARCH, 2024, 46(2): 16-21. DOI: 10.16006/j.cnki.twnt.2024.02.003

福建发展农村长期护理保险助力乡村振兴的探索分析

Exploration and Analysis on the Development of Rural Long-term Care Insurance in Fujian to Assist Rural Revitalization

  • 摘要:
    目的/意义 我国老龄化加剧带来失能人口养老照护的巨大需求已引起各界的广泛关注。农村老龄化更甚于城市老龄化,在乡村振兴的背景下推行农村长期护理保险已成当务之急。
    方法/过程 分析发展农村长期护理保险的迫切性、应用价值和制度特征,结合福建省县域集成改革试点之一的晋江市农村长期护理保险的开展情况,提出福建发展农村长期护理保险助力乡村振兴的对策建议。
    结果/结论 通过理论分析,得出农村长期护理保险是一种准公共产品,在供给上应该通过“政府+市场+社会”的路径。通过实践考察,认为福建省发展农村长期护理保险存在资金、服务、管理等方面的制约因素,需要因地制宜地建立农村长期护理保险的多元筹资模式、“软硬兼施”提高农村长期护理保险的服务供给能力、科技赋能提升农村长期护理保险的监督管理实效。

     

    Abstract:
    Objective/Meaning The huge demand for the elderly care for the disabled elderly population caused by the aggravation of aging in China has attracted the widespread attention from all sectors. The rural aging was more prevalent than the urban aging, and the implementation of long-term care insurance in rural areas has become an urgent task in the context of rural revitalization.
    Methods/Procedures The urgency, application value and institutional characteristics of the development of rural long-term care insurance were analyzed in this paper. Combined with the development situation of rural long-term care insurance in Jinjiang City, one of the pilot projects for county-level integrated reform in Fujian Province, some countermeasures and suggestions for the development of rural long-term care insurance in Fujian to help the rural revitalization were put forward.
    Results/Conclusions Through the theoretical analysis, it was concluded that the rural long-term care insurance was a quasi-public product, and its supply should be achieved through the path of “government+market+society”. Through the practical investigation, it was believed that the development of rural long-term care insurance in Fujian Province was constrained by the factors such as the funds, services and management. It was necessary to establish a diversified financing model for the rural long-term care insurance that was suitable for the local conditions, implement both soft and hard measures to improve the service supply capacity of rural long-term care insurance, and enhance the effectiveness of supervision and management of rural long-term care insurance through the scientific and technological empowerment.

     

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