福建惠台农业金融支持政策评估与优化研究

Research on the Evaluation and Optimization of Fujian’s Agricultural Financial Support Policy for Taiwan

  • 摘要:
    目的/意义 作为台胞台企“登陆”第一家园,福建省通过创新性的金融支持政策,助力台农在大陆的农业发展。通过评估福建惠台农业金融支持政策的实施效果,探讨政策优化方向,可为进一步促进两岸农业深度融合提供决策参考。
    方法/过程 基于实地走访和问卷调研,深入分析福建省在金融支持政策的宣传、实施和应用中的现状与问题,并从政策的适农性、台农的融资需求满足度等方面进行了评估。
    结果/结论 研究发现,虽然福建在农业金融支持方面取得了一定成效,但在政策知晓度、覆盖范围、资金到位效率及小农融资难等方面仍存在不足。为此,建议加强政策宣传精准度,创新金融产品,优化融资渠道,并鼓励台农与大陆企业合作,以提升政策效益,促进两岸农业的全面融合。

     

    Abstract:
    Objective/Meaning As the first home for Taiwanese farmers and enterprises to “land” in mainland China, Fujian has introduced innovative financial support policies to assist Taiwanese farmers in developing agriculture on the mainland. This paper evaluates the effectiveness of Fujian’s agricultural financial support policies for Taiwanese enterprises, explores directions for policy optimization, and provides recommendations for further promoting cross-strait agricultural integration.
    Methods/Procedures Based on field visits and questionnaire surveys, this paper analyzes the current status and challenges of policy promotion, implementation, and application in Fujian’s financial support initiatives, focusing on the agricultural suitability of the policies and the extent to which Taiwanese farmers’ financing needs are met.
    Results/Conclusions The study finds that while Fujian has achieved some success in supporting agriculture financially, there are still shortcomings in policy awareness, coverage, fund disbursement efficiency, and difficulties in financing for small-scale farmers. The paper recommends enhancing policy publicity, innovating financial products, optimizing financing channels, and encouraging cooperation between Taiwanese farmers and mainland enterprises to improve policy effectiveness and further promote cross-strait agricultural integration.

     

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