农户对政策性森林保险支付意愿的影响因素分析——基于分位数回归方法

Analysis on Influence Factors of Farmers’ Willingness to Pay for Policyrelated Forestry Insurance——Based on Quantile Regression Method

  • 摘要: 通过对福建省永安市和江西省奉新县241位农户的实地调研,运用分位数回归方法,从各个分位点全局分析农户对政策性森林保险支付意愿的影响因素。结果研究表明:农户对森林保险的支付意愿存在规模效应;当林业收入成为家庭收入的主要来源时,农户的森林保险支付意愿才会增强;受教育程度对森林保险的支付意愿的影响有明显的分化;森林保险市场存在着多重市场分割现象,地区间差异明显。最后根据研究结果提出相应完善政策性森林保险制度的政策建议。

     

    Abstract:  A survey research has been done involving 241 farmers in Yong’an County in Fujian and Xinfeng County in Jiangxi. According to the survey, the influence factors of farmers’ willingness to pay for policyrelated forestry insurance has been analyzed. The main conclusion includes that farmers’ willingnesstopay has scale effect, the willingness to pay for the forestry insurance will increase when forestry income become the main source of family income, education that farmers have received exerts differential influence on willingnesstopay, multiple market segmentation and differences between regions have occurred in forestry insurance market. Finally, some corresponding suggestions that might improve the system of policyrelated forest insurance are put forward.

     

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