Abstract: Objective/MeaningIt is used to solve the problem of financing sources which the forest farmers response strongly in the process of obstructing collective forest reform.Methods/ProceduresBy consulting a large number of documents, books and statistical yearbooks, using the methods of questionnaire survey and interviews between forestry department staffs and forest farmers, the contradiction between supply and demand of forest farmers' credit after forest reform was found, the research and analysis on the reform of inclusive forestry financial loan system in Wuping County and Yong'an City of Fujian Province were carried out.Results/ConclusionsAccording to the investigation and analysis, this paper concluded the problems that need to be improved in forestry financial loan system were short loan term, cumbersome procedures, high guarantee risk, obstacles of anti-guarantee, etc. Some reform proposals were put forward, such as reducing loan interest rate, prolonging loan cycle, continuing loan sustainability, simplifying corresponding procedures, appropriately reducing guarantee funds, enlarging discount scope, innovating anti-guarantee measures of forest warrant, etc.